Posts

Showing posts from 2019

May 2019 Singapore Savings Bond

For the past few months, interest rates have remain relatively flat as the Fed mentioned that there would not be any rate hikes for the year. As mentioned previously, it is better to put as much money as possible earlier into SSBs if there is no use for them. Do not hesitate or wait for the intere…

March 2019 Portfolio Performance Review

Since Inception (Including Dividends)
Total Portfolio Unrealized Gain/ Loss: $34,797.75
Total Portfolio Realized Gain/ Loss: $69,603.68
XIRR: 6.05%

Total gain (realized and unrealized) is near all-time high. The highest total gain was achieved back in January 2018. Looking back, the pace of market rec…

Dividend Collected March 2019

Dividend collected for the month of March 2019: $816.69
MAPLETREE LOG TRKEPPEL DC REIT CAPITAR CHINA TR FAR EAST HTRUST 

Dividend (YTD): $2,757.79
Average Monthly Dividend (YTD): $919.26
Total Dividend Collected to Date: $77,613.68

Hyflux has terminated the SOA and ended the agreement with SM Investment…

March 2019 Portfolio Allocation Update

Stock Allocation No change for the month of March as the stock market continues to stay buoyant.
Inverted yield curves are backed in limelight and the market did a selloff briefly. But it seems that investor are already numb to the news and the market recovers quickly. An inverted yield curve does…

Apr 2019 Singapore Savings Bond and SIA Bond

Although the March issue's interest rates were not as attractive as the month for Feb, it was still oversubscribed and only those who applied below $38,500 were fully allocated. The increase in demand was probably due to the increase in Individual Limit and the permit to use SRS funds to purch…

February 2019 Portfolio Performance Review

Since Inception (Including Dividends)
Total Portfolio Unrealised Gain/ Loss: $26,118.65
Total Portfolio Realised Gain/ Loss: $68,786.99
XIRR: 5.63%

This month clocked in a fall in realised gain due to the lock in of the loss from accepting M1 VGO. Despite the drop, overall performance has improved and …

Interview with an Investor of Hyflux

Firstly, this post will not be me doing some hindsight analysis telling you that Hyflux has negative cashflow and then trying to sell you a course on how to identify companies like Hyflux. This post is an interview with myself, aka SingularityTruth, on what I currently think and feel about what is…

February 2019 Dividend Collected

Dividend payout for the month of February 2019
FRASERS PROPERTYF & NMAPLETREE NAC TR MAPLETREE COM TR THAIBEV FRASERS CPT TR


Average Monthly Dividend (YTD): $970.55
Total Dividend Collected to Date: $76,796.99

There is not much to update for this week so I will just end with a quote by Oaktree Cap…

February 2019 Portfolio Allocation Update

Stock Allocation Change Log Added CapitaR China TrAcceptance of M1 VGO The deal for M1 has finally gone through and I am happy with outcome. With more than 90% control, M1 will be taken private and delisted. I am now left with a small portion of Singtel and Starhub which both of them are not doing v…

Mar 2019 Singapore Savings Bond

The demand for the Feb issue of Singapore Savings Bond was weak and everyone who has applied was fully allocated. The interest rates for this month issue are lowered than the previous month for both the short and long term, which is why it is not that attractive for me. Although the interest rates…

January 2019 Portfolio Performance Review. Final Farewell to M1.

Since Inception
Total Portfolio Unrealised Gain/ Loss: $13,479.14
Total Portfolio Realised Gain/ Loss: $75,378.86
XIRR (Including dividends): 5.61%

January result was exceptionally good as the market turned bullish. My portfolio has moved from a region of unrealised loss to a significant unrealis…

January 2019 Dividend Collected

Dividend payout for the month of January 2019
SINGTELNIKKOAM SGBD ETF January is one of the months when there is not much dividend payout so this will be a short update. Most of the dividends will be coming this month instead, especially from the REITs. The news that US and China are unlikely to m…

Why I Use XIRR and How I Calculate It?

Firstly, I would like to start by saying that this is how I calculate XIRR for my portfolio and this may not be the right way to do it. If I remembered correctly, using XIRR to track your portfolio is controversial and there are people who think XIRR should not be used and there are different ways…

January 2019 Portfolio Allocation Update

Stock Allocation  Change Log
Added NetLink NBN Trust My initial plan was to start portfolio capital injection in Feb but the market has turned bullish so quickly that I decided to do a round of capital injection first. I will still continue to add to my portfolio in the next few months.
Separately,…

Feb 2019 Singapore Savings Bond

The Feb issue for Singapore Savings Bonds was quite disappointing as both the interest rates for  short and long term were lower and did not match up to the previous month issue. The interest rate for the first 3 years remains constant and there is no premium in holding the bond for a longer perio…

2018 Portfolio Performance Review

Total Portfolio Unrealized Gain/ Loss: -$745.50
Total Dividend Collected: $74,855.89
XIRR (Since Inception): 4.85%

In 2018, my portfolio has lost all its lustre as all the unrealized gains were wiped out in 2018. But there is no reason for me to panic as the dividends collected over the years prov…

Dividend Collected in 2018

Dividend/ Interest payout for the month of December 2018
FAR EAST HTRUSTASTREAIVB280614FRASERS L&I TRSPH


Total Dividend for 2018: $16,517.28
Average Monthly Dividend (YTD): $1,376.44
Total Dividend Collected (Since Inception): $74,855.89

The dividend collected in 2018 has exceeded the target …

2018 Year-End Portfolio Allocation Review

Stock Allocation

There was no stock transaction for the month of December 2018. Next capital injection should be around Feb 2019.

There is a possibility that US and China may reach an agreement earlier than Mar as Trump recently tweeted that the negotiations are making good progress. This would be…