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Showing posts from 2019

July 2019 Singapore Savings Bond

The Fed has decided to hold the interest rates steady for now but hints that rates would be cut if the trade wars continue to affect the economic growth. This resulted in the market to rally. The interest rates for July's SSB has also improved slightly compared to the previous issue but is lik…

Portfolio Performance (May 2019)

Portfolio ReturnSince Inception (Including Dividends)
Total Portfolio Unrealized Gain/ Loss: $$42,168.44
Total Portfolio Realized Gain/ Loss: $$73,860.50
XIRR: 6.42%

Late in posting this as I did a post on Astrea V first.  Portfolio return remains flat for the month of May as the incoming dividend…

Astrea V Class A-1 PE Bond

Astrea V Class A-1 PE Bond Summary S$180 millions offered to retail investors38 PE funds consisting of 382 companies3.85% per annual (semi-annual interest payment)Mandatory Call date 20 June 2024 (5 Years)Maturity 20 June 2029 (10 Years)Closing date: 18 June 2019 12:00 NOONMinimum application of $2,…

Dividend Collected (May 2019)

May is the month where most of my dividends come in. This year is no different although the dividend received is lower than the previous year.

Dividend collected for the month of May 2019: $3,881.60
ST ENGINEERINGCAPITALANDVICOMSHENG SIONGOXLEYMTNB200518STARHUBSPHMAPLETREE NAC TRMAPLETREE COM TRFRAS…

Portfolio Allocation (May 2019)

Stock Allocation
Change Log Bought FRASERS CENTREPOINT TRBought ST ENGINEERINGAs STI continues to trend downwards for the month of May, I took the opportunity to accumulate a few stocks. I bought FCT before XD/XO as I would like to get more new shares for the preferential offering and at the same t…

Jun 2019 Singapore Savings Bond

Both the 1-Year and 10-Year interest rates are on the downtrend since the start of the year. The global economy growth is expected to slow down due to the ongoing trade war between US and China resulting in the long term interest rate to fall. The market could be volatile in the near term and the …

Dividend Collected (April 2019)

Dividend collected for the month of April 2019: $490.22
TEMASEKB231025IS USD ASIA BONDIS US ASIA HYG Not much dividend received for the month of April. But this month will be a bumper month as most of the dividends will be coming in. I track dividends on the payout date instead of ex-Date as it is …

April 2019 Portfolio Returns

Since Inception (Including Dividends)
Total Portfolio Unrealized Gain/ Loss: $45,584.08
Total Portfolio Realized Gain/ Loss: $69,978.90
XIRR: 6.52%

Portfolio returns (realized and unrealized) reached an all-time high in April overtaking the high in last January 2018. Sadly, unrealized gains are fleetin…

Portfolio Allocation (April 2019)

Stock Allocation Change Log Bought FRASERS PROPERTYSold AIMS APAC REIT The rally continues into April and STI has reached closed to 3,400 points which is around 6% increase for the month and 13% increase for the year. It is harder to enter the market during a rally as most of the stocks would seem …

New DBS Multiplier. Great Disappointment.

The first thing I check when I woke this morning was the new changes in DBS Multiplier account. It is with great disappointment that it remains status quo, at least for me. I was hoping that DBS Multiplier will up the cap of $50,000 to $75,000 after SDIC increases the amount insured by banks, but …

My Singapore Savings Bond Portal Review

MAS has recently launched a My Singapore Savings Bond portal where you can check your holdings for SSBs, keep track of your incoming interest and compare interest rates. This is a quick review of the portal. SingPass is required to access to the portal.
Once you login, you will see 3 main sections…

May 2019 Singapore Savings Bond

For the past few months, interest rates have remain relatively flat as the Fed mentioned that there would not be any rate hikes for the year. As mentioned previously, it is better to put as much money as possible earlier into SSBs if there is no use for them. Do not hesitate or wait for the intere…

March 2019 Portfolio Performance Review

Since Inception (Including Dividends)
Total Portfolio Unrealized Gain/ Loss: $34,797.75
Total Portfolio Realized Gain/ Loss: $69,603.68
XIRR: 6.05%

Total gain (realized and unrealized) is near all-time high. The highest total gain was achieved back in January 2018. Looking back, the pace of market rec…

Dividend Collected March 2019

Dividend collected for the month of March 2019: $816.69
MAPLETREE LOG TRKEPPEL DC REIT CAPITAR CHINA TR FAR EAST HTRUST 

Dividend (YTD): $2,757.79
Average Monthly Dividend (YTD): $919.26
Total Dividend Collected to Date: $77,613.68

Hyflux has terminated the SOA and ended the agreement with SM Investment…

March 2019 Portfolio Allocation Update

Stock Allocation No change for the month of March as the stock market continues to stay buoyant.
Inverted yield curves are backed in limelight and the market did a selloff briefly. But it seems that investor are already numb to the news and the market recovers quickly. An inverted yield curve does…

Apr 2019 Singapore Savings Bond and SIA Bond

Although the March issue's interest rates were not as attractive as the month for Feb, it was still oversubscribed and only those who applied below $38,500 were fully allocated. The increase in demand was probably due to the increase in Individual Limit and the permit to use SRS funds to purch…

February 2019 Portfolio Performance Review

Since Inception (Including Dividends)
Total Portfolio Unrealised Gain/ Loss: $26,118.65
Total Portfolio Realised Gain/ Loss: $68,786.99
XIRR: 5.63%

This month clocked in a fall in realised gain due to the lock in of the loss from accepting M1 VGO. Despite the drop, overall performance has improved and …