Personal Finance Blog
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The Start Of My SRS Investing Journey
In short, I have recently created a new SRS account and made my first contribution.
The Supplementary Retirement Scheme (SRS) is for individuals to voluntarily save for their retirement and it complements the existing mandatory Central Provident Fund (CPF) scheme. Although SRS is mainly for retire…
November 2019 Singapore Savings Bond
Application Closes: 9.00pm, 25 Oct 2019
Details on this month SSB can be found on SGS website.
The interest rates continue to drop as expected, and the long term average interest rate is now at the lowest point since the inception of SSBs. The average 1-year interest is at 1.62% and the average 10-y…
Dividend Collected and Portfolio Performance (September 2019)
Dividend collected for the month of September 2019: $1,221.00
ST ENGINEERINGMAPLETREE LOG TRFAR EAST HTRUSTCAPITAR CHINA TR
Dividend (YTD): $12,540.70
Average Monthly Dividend (YTD): $1,393.41
Total Dividend Collected to Date: $87,396.59
Portfolio ReturnsSince Inception (Including Dividends) Total P…
Portfolio Allocation (September 2019)
Stock Allocation
Change Log Allocated CAPITAR CHINA TR PO with excessApplied KEPPEL DC REIT PO with excess
Portfolio Allocation
In early September, I was almost fully allocated for my application in CapitaR China Trust PO. This resulted in the Trust moving to the 6th largest holding in my portfolio…
Did I Apply For Lendlease Global Commercial REIT IPO?
Yes, I did.
I have expressed interest in the IPO in my past few posts, but it was not a firm decision at that point of time as I lack the time to look through and skills to analyst the prospectus. What I would normally do is to read up on the reviews by financial bloggers before making a decision …
October 2019 Singapore Savings Bond
Application Closes: 9.00pm, 25 Sep 2019
Details on this month SSB can be found on SGS website.
The interest rates continue to slide and the 10-year interest has fallen to a low of 1.75%. This is one of the lowest rate since the introduction of Singapore Saving Bonds. The interest rate is at the sam…
Portfolio Performance (August 2019)
Portfolio Returns
Since Inception (Including Dividends) Total Portfolio Unrealized Gain/ Loss: $$51,076.69 Total Portfolio Realized Gain/ Loss: $$95,668.09
XIRR: 7.52%
Portfolio Value
The trade war tension has eased and the Hong Kong protest is seeing less violence this week. Instead of gathering nea…
Dividend Collected (August 2019)
Dividend collected for the month of August 2019: $2,121.37
SINGTELVICOMSHENG SIONGMAPLETREE NAC TRKEPPEL DC REITASPIALTREA200828MAPLETREE COM TRFRASERS CPT TRSTARHUB
Dividend (YTD): $11,387.20
Average Monthly Dividend (YTD): $1,423.40
Total Dividend Collected to Date: $86,243.09
This week, we see F…
Portfolio Allocation (August 2019)
Stock Allocation
Change Log Bought UOBBought DBSBought OCBC BANKApplied CAPITAR CHINA TR with excess
Portfolio Allocation
Due to the escalation in trade war and rates cut, STI has retreated in August and I took the opportunity to do some accumulation. The banking sector caught my attention and I ma…
September 2019 Singapore Savings Bond
Application Closes: 9.00pm, 27 Aug 2019
Details on this month SSB can be found on SGS website.
The interest rates for SSBs continue to fall in August after the Fed cuts the interest rate by 25 basis points end-July. The cut would help to stimulate the slowing economy. It is still unclear whether th…
Portfolio Performance (July 2019)
Portfolio ReturnSince Inception (Including Dividends)
Total Portfolio Unrealized Gain/ Loss: $48,592.62
Total Portfolio Realized Gain/ Loss: $93,546.72
XIRR: 7.44%
Portfolio Value
Due to the offer for 800 Super, some of the unrealized gain was realized. This also resulted in a drop in portfolio v…